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High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender license by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.

Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.

Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.

Texas: MoneySpot USA, LLC dba Sunshine Loans is licensed as a Credit Access Business (CAB), License No. 2000066081-163865, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20200018, by the State of Texas. Sunshine Loans is NOT a lender in the state of Texas. All loans for which Sunshine Loans acts as a CSO/CAB are funded by an unaffiliated third-party lender, TXCSO, Inc., and serviced by Sunshine Loans.

Alabama: Minimum age to apply in Alabama is 19.